This is the property of the Daily Journal Corporation and fully protected by copyright. It is made available only to Daily Journal subscribers for personal or collaborative purposes and may not be distributed, reproduced, modified, stored or transferred without written permission. Please click "Reprint" to order presentation-ready copies to distribute to clients or use in commercial marketing materials or for permission to post on a website. and copyright (showing year of publication) at the bottom.
Subscribe to the Daily Journal for access to Daily Appellate Reports, Verdicts, Judicial Profiles and more...

Insurance

Jul. 28, 2026

State Farm settlement wins final approval, locking in rates, refunds

Insurance Commissioner Ricardo Lara approved a settlement resolving State Farm's emergency rate case, making revised increases permanent, ordering refunds with interest and ending, for now, the insurer's request for larger homeowners' premium hikes.

State Farm settlement wins final approval, locking in rates, refunds
Will Pletcher of Consumer Watchdog

California Insurance Commissioner Ricardo Lara announced Monday his final approval of a settlement resolving State Farm's emergency property insurance rate dispute, locking in revised rate increases, ordering refunds with interest and preserving about $530 million in California policyholder savings, according to Consumer Watchdog's estimate.

In administrative court filings, State Farm said the settlement should not be treated as precedent in future insurance rate proceedin...

To continue reading, please subscribe.
For only $95 a month (the price of 2 article purchases)
Receive unlimited article access and full access to our archives,
Daily Appellate Report, award winning columns, and our
Verdicts and Settlements.
Or
$895, but save $100 when you subscribe today… Just $795 for the first year!

Or access this article for $45
(Purchase provides 7-day access to this article. Printing, posting or downloading is not allowed.)

Already a subscriber?

Enewsletter Sign-up