This is the property of the Daily Journal Corporation and fully protected by copyright. It is made available only to Daily Journal subscribers for personal or collaborative purposes and may not be distributed, reproduced, modified, stored or transferred without written permission. Please click "Reprint" to order presentation-ready copies to distribute to clients or use in commercial marketing materials or for permission to post on a website. and copyright (showing year of publication) at the bottom.
Subscribe to the Daily Journal for access to Daily Appellate Reports, Verdicts, Judicial Profiles and more...

Insurance

Mar. 17, 2026

What business insurance doesn't cover when it floods

Flooding is becoming more frequent and severe nationwide, yet many businesses overlook the risk. Builder's risk or property policies may provide protection--but some commercial policies do not. Here are six things to know.

Joseph Saka

Co-Chair
Nossaman LLP

Insurance Recovery Group

See more...

Andrew Reidy

Co-Chair
Nossaman LLP

Insurance Recovery Group

See more...

Jennifer M. Fasulo

Associate
Nossaman LLP

Insurance Recovery Group

See more...

What business insurance doesn't cover when it floods
Shutterstock

In many places, businesses don't think of flooding as a serious risk. But heavy rain is increasingly threatening homes, workplaces and jobsites as flooding, mudslides and landslides increase in frequency and severity across the country. Your insurance policies, specifically your builder's risk or property policies, may already provide protection for you and your business, but some commercial policies ...

To continue reading, please subscribe.
For only $95 a month (the price of 2 article purchases)
Receive unlimited article access and full access to our archives,
Daily Appellate Report, award winning columns, and our
Verdicts and Settlements.
Or
$895, but save $100 when you subscribe today… Just $795 for the first year!

Or access this article for $45
(Purchase provides 7-day access to this article. Printing, posting or downloading is not allowed.)

Already a subscriber?

Enewsletter Sign-up