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Insurance

Nov. 24, 2004

Insurers Should Be Barred From Using After-Acquired Evidence

All too often, insurers respond to a request for help from their insureds with a knee-jerk denial of coverage. Reasons provided for the denial are frequently unspecific and indicate minimal, if any, investigation by the insurer.

Timothy D. Reuben

Reuben Mediation

Tim Reuben spent more than 40 years handling complex legal disputes in California's state and federal courts. As the founder and managing partner of Reuben Raucher & Blum in Los Angeles, he has worked on a wide range of matters through jury and bench trials, arbitration, mediation, judicial reference, and settlement conferences across multiple areas of civil law, including commercial, real estate, construction, employment, intellectual property, insurance, professional liability, and unfair competition.

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Nancy Sun-Huo Fong

Allen, Matkins, Leck, Gamble, Mallory & Natsis LLP

Phone: (213) 955-5648

Email: nfong@allenmatkins.com

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All too often, insurers respond to a request for help from their insureds with a knee-jerk denial of coverage. Reasons provided for the denial are frequently unspecific and indicate minimal, if any, investigation by the insurer.

Even when the insured requests reconsideration of the denied claim, insurance companies frequently do little and give perhaps one or two alternative explanations that may provide absolutely no basis to support the insurer's denial.

Such conduct cons...

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